Transaction Management

Know every merchant before the first transaction.

Merchant Management onboards and verifies the businesses you serve, keeps their terms, accounts and documents in one record, and flags changes worth a second look. An officer confirms every merchant before it goes live.

Guided onboarding

Business registration, owner identity and settlement account details collected in one flow, read by Document OCR and checked for mismatches.

Owner and director checks

Owners and directors go through the same Finline KYC interview as your customers, so verification reads the same everywhere.

Terms and accounts

Fee and commission terms, settlement accounts and payout schedules recorded against the merchant, with every change approved and versioned.

Activity monitoring

Unusual changes in volume, refunds or disputes are flagged with the transactions behind them, for an officer to review.

Statements and queries

Merchant statements come from the same records the payouts use, so a query has one answer.

Lifecycle changes

Suspensions, terminations and reactivations are recorded with a reason and the officer who approved them.

Onboarding

From application to live, one confirmation at a time.

Who decides

No merchant goes live on a check alone.

Bring a handful of merchant files.

We will run them through onboarding with your team and show where the officer’s confirmation comes in.