01
Digital Banking
Customer-facing digital channels for onboarding, account views, service requests and notifications, on the same records and approvals your officers use.
NEWFinline KYC now runs account opening end-to-end
Onboard, read and decide in one AI workspace.
Finline gives banks and finance companies one platform for digital banking, transactions, lending, KYC and process automation. Officers stay in charge; the paperwork stops piling up.
English · Sinhala · Tamil|Every field officer-confirmed|Core-banking handoff
Name matches the NIC
Bill older than 3 months: rejected
Products & Services
Five services. One workspace.
Start with the one that hurts most. They share the same case files, the same confirmations and the same handoff to your core system.
02
Transaction Management
Merchants, settlements and payouts, and branch liquidity in one view, so operations and treasury work from the same numbers.
03
Lending Management
Verified income, explained borrower profiles, portfolio risk and early warning on repayments, from application to final instalment.
04
AI Powered KYC Automation
Guided onboarding interviews and document reading in Sinhala, Tamil and English, with every field confirmed by an officer.
05
Process Automation
Document intake, data entry, approval routing, reconciliations and reports, automated end to end with people approving where it matters.
The interview flow
Five steps to an open account.
1
Identity
NIC or driving licence, front and back. Name, number and address extracted; the officer confirms each.
2
Contact
Phone and email, validated as they are entered.
3
Address proof
A utility bill from the last 3 months. Old or unreadable bills are rejected; name and address mismatches are flagged.
4
Purpose & funding
Purpose of the account and source of funds, in the customer’s words.
5
Final review
A recap of every confirmed field, then export as zip or send to core banking.
STEP 1 · IDENTITY
NIC front
NIC back
Full nameK. A. Nimal Perera
NIC number198934501234
AddressNo. 42, Temple Road, Nugegoda
Confirm all threeEdit
STEP 2 · CONTACT
PHONE
+94 77 123 4567
nimal.perera@example.lk
✓ Phone length valid · email format valid
STEP 3 · ADDRESS PROOF
CEB bill
PDF
Issued41 days ago · OK
Name on billMatches NIC
AddressMatches ID
Previous attempt rejected: bill dated 4 months ago. Reason shown to the officer, new document requested.
STEP 4 · PURPOSE & FUNDING
PURPOSE OF ACCOUNT
Salary accountSavingsBusiness
SOURCE OF FUNDS
Employment income: ABC Holdings PLC
STEP 5 · FINAL REVIEW
9 / 9 approvedFull nameK. A. Nimal Perera
NIC198934501234
AddressNo. 42, Temple Road, Nugegoda
Phone · Email+94 77 123 4567 · nimal.perera@…
Purpose · FundsSalary · Employment income
DocumentsNIC front, NIC back, CEB bill
Send to core bankingExport as zipSend to verification
How Finline behaves
An analyst, not an oracle.
100%
of fields officer-confirmed
A value is “approved” only after a human says so in the chat. Nothing reaches core banking otherwise.
3
languages, one record
Interview in English, Sinhala or Tamil. Sinhala and Tamil IDs are translated, then the translation is confirmed.
0
silent guesses
Low-confidence text is never presented as fact. Unreadable files are rejected with the exact reason.
1
job at a time
Finline stays on the onboarding task and ignores off-topic or prompt-injection attempts.
Solutions
Configured for your kind of lending.
Commercial banks
Branch onboarding at volume, statement-based income checks, treasury cash pooling.
Explore →Licensed finance companies
Faster personal-loan files, repayment monitoring, borrower profiles before disbursement.
Explore →Microfinance & leasing
Field officers interviewing in Sinhala and Tamil, documents uploaded from the customer’s phone.
Explore →Development & specialised banks
Risk analysis across concentrated portfolios, with the evidence trail your board expects.
Explore →Security & compliance
Built to be audited.
Every extraction, rejection and confirmation is recorded against the officer who made it. Compliance sees the same conversation the officer did.
Certification details are shared with your security team during procurement.
Officer-in-the-loop
No field reaches core banking without a human confirmation.
Encrypted end to end
Documents, extracted values and transcripts, in transit and at rest.
Data where it must live
In-country hosting or your own infrastructure.
Manipulation-resistant
Ignores prompt-injection attempts hidden in documents or chat.
Resources
From the desk.
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COMPLIANCE · 8 MIN
What CBSL customer due diligence rules mean for AI-assisted onboarding
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DOCUMENTS · 6 MIN
Reading a Sinhala NIC with confidence: why we reject more than we accept
Coming soon
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CREDIT · 10 MIN
Income verification from bank statements: a practical guide for loan officers
Coming soon