Transaction Management

Every payment in, every payout out, accounted for.

Transaction Management brings your merchants, their settlements and payouts, and your branch liquidity into one view, so operations and treasury work from the same numbers.

INSIDE

Transaction Management

  • Merchant Management

    Onboard, verify and maintain the merchants you serve, with their terms, accounts and documents in one record.

  • Settlements (Payouts) Management

    Work out what each merchant is owed, reconcile it against the transactions, and release payouts after approval.

  • Cash Pool Management

    Consolidated liquidity across branches and accounts, 7- and 30-day forecasts, sweep and top-up recommendations for treasury to approve.

How it fits together

From a merchant’s first sale to treasury’s morning position.

  1. 01

    Merchant onboarded

    Business, owners and accounts verified; terms recorded and approved.

  2. 02

    Transactions recorded

    Sales, refunds and adjustments captured against the merchant they belong to.

  3. 03

    Settlement calculated

    What each merchant is owed, reconciled against the transactions behind it.

  4. 04

    Payout approved

    A named approver releases the batch; exceptions stay held with a note.

  5. 05

    Liquidity planned

    Upcoming payouts feed the cash pool forecast, so funding is in place before the run.

Who decides

Money moves only on approval.

No automatic payouts. Every batch and every sweep is released by a named person.
Breaks are shown, not netted. Unreconciled amounts are listed with their reason until someone clears them.
One audit trail. Merchant changes, settlements and treasury movements are recorded in the same place.

See your transactions in one view.

Bring a month of merchant transactions and payouts. We will show how they would reconcile and settle, with your team.